Mortgage/Rent arrears

Mortgage arrears, repossession and debt management

The governments Mortgage Rescue Scheme closed for new applications on 31st March 2014.
If you’re having difficulties making your mortgage repayments and are in danger of becoming homeless, contact Eileen Goodwin on 0800 694 0280.

Eileen will discuss your current circumstances, and give you advice and assistance to try and prevent you from becoming homeless. If we need to talk to you in more detail, Eileen will make an appointment for you come into the office or arrange for a home visit. Don’t ignore the difficulties you are experiencing.

Rent Arrears

If you start to fall behind with your rent, the first thing to do is make sure you get advice as soon a possible.

If you are struggling to make ends meet on benefits or low income, even a small amount of rent arrears can quickly become a big problem.

Contact your landlord immediately

Social Landlords will offer advice and support through their rent teams. The rents teams can offer advice on ways to pay your rent and what to do if you fall behind with behind with payments.

The most common form of support with paying your rent is Housing Benefit. This is money from the government specifically to pay your rent. Whether you are in work, unemployed, retired or off work because of illness, it’s worth looking into. You may be able to make a claim.

Do not ignore letters regarding rent arrears – contact your landlord immediately failure to do so could result in loosing your home.